Mortgage Hardship Relief Programs
Mortgage relief programs to assist with housing instability.
LPD is committed to assisting home owners with a wide range of home preservations options. Financial uncertainty
is very stress which is why our application process has been streamlined to help remove confusion and get answers quickly
to home owners with minimal required documents. We also assist with communicating directly to accredited lenders to help
reduce the stress brought on by housing instability. Each applicant will have an assigned housing counselor throughout the entire process
to ensure clear communication and consistent updates.
Assistance for homeowners facing:
-
- Late on your mortgage payments
- Recent denial for assistance from lender
- Long processing time from lender with no resolution
- Payment terms changing, causing a financial hardship
- Owe more than your property is worth
- Being threatened with foreclosure, or a sale date
Why work with a housing counselor?
Borrowers who meet these minimum requirements can apply.
Contact a counselor
Personalized assistance for housing instability and financial hardship.
Get support at: 866-818-9192
OR
Available programs
There are multiple relief programs available to home owners facing hardship. Whether you are facing a short-term setback or long term change in circumstances, we are here to assist.
Programs are updated frequently, please inquire directly with a housing counselor to review the most current programs. There are options and resources so you do not have to face this difficult time alone.
Tier 1
Fresh Start Program
This programs works by placing the past due payments to the end of the loan. You will be current with a fresh start.
- Get Current: Fresh Start on Back payments
- 60 to 90 days relief
- Pre-foreclosure or Foreclosure ok
Tier 2
Paused payments
Forbearance is Temporary program to help reduce or suspend monthly payment until you are able to regain financial stability.
- Deferred payment for 60 to 90 days
- Tier1 Program after the deferment period
- Time to get back on financial track
Tier 3
Other Options that maybe right for you
- Refinance—Replace current mortgage with a new loan with new terms
- Reinstatement—Pay the total missed amount all at once
- Repayment plan—Pay past-due amounts over multiple months
Streamlined application process
Our application process has been designed to save you time, reduce the stress of housing instability and provide relief options quickly.
You will be assigned a housing counselor that will be with you every step of the process. This process provides clear communication, direct counselor contact (no automation), and fast processing times.
Supervision and Regulation
Our mission is to assist home owners in working with compliant companies and agencies.
Verification of credentials and compliance.
Community & Accreditation
LPD’s has been accredited for 9+ years with an A+ rating and fully supports the Better Business bureau’s vision for an ethical and transparent market place.
Proudly Serving Our Heroes
We celebrate and support our heroes during this challenging time. Essential workers, military veterans, police, firefighters, medical
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Don't face financial uncertainty alone
- Support – Our housing counselors are trained to work with relief programs and paperwork, the homeowner has the advantage of utilizing the professional experience when applying for a relief program. We assist you with paperwork, and talking with the lender so you feel supported during the process.
- Missed programs – There are many relief options and it can be easy to get confused by the process or miss available relief because you don’t understand what is available. Our counselors can assist in maximizing the relief programs.
- Denied or delayed – Contact a counselor If you have requested assistance directly from the lender and have gotten denied, the “runaround”, strung along for months on end, or receive sub-par terms on their loan restructure.
- Personalized plan – A personalized action plan to overcome your housing-related challenges including tips on budgeting, managing monthly expenses and debt.
Single point of contact
Single point of contact
More solutions
More solutions
Experience
Experience
Consistent updates
Consistent updates
Here is our client reviews
You don't have to face this hardship alone.
Let's get you a personal helper today, 6 days week.
Business Hours:
Business hours: 8AM to 7PM PST Monday -Friday. Saturday 9AM to 12PM PST.
A little heads-up, we are real people with families, friends, hobbies and support youth arts. We believe in balance between good business and life fulfillment. Our business hours reflect this philosophy.
Meet Alina
Home Preservation Specialist
"I try my best to listen, understand my clients goals and provide practical solutions that solve todays problem without creating another problem down the road."
